Today’s economy demands that businesses maintain tighter control of their finances. Through our comprehensive range of products and services, our Business Banking Solutions team works to understand your unique challenges, and will provide you with a custom, solutions-based approach to all of your financial needs. We’ll help you manage your banking so you can focus more on your business.
CDARS
CDARS® offer depositors a combination of added security and increased
convenience. Benefit from FDIC insurance coverage above $250,000 while working
directly with just one financial institution. This investment option provides
customers with a smart, secure, and convenient way to deposit funds.
ICS
Businesses that use our Insured Consumer Sweep (ICS) product will have access to
coverage from many institutions, receive one regular statement, and enjoy the
peace of mind that comes with knowing confidential information is protected.
Plus, we ensure your funds are always easily accessible.
Lock Box
Does your company receive a large volume of payments from customers? With our
Lock Box service, the payments made by customers are directed to a special post
office box instead of going to your company. We retrieve the payments, processes
them daily, and deposit the funds directly into the company’s bank account.
Desktop Teller
Desktop Teller is an innovative service that eliminates the need to bring check
deposits to the bank, saving you time. Scan checks, coupons, and money orders,
and electronically transmit the scanned images to the bank for posting and
clearing. All you need to get started is an existing PC with internet access and
a check scanner.
Our Desktop Teller is a step above the rest, offering
advanced features and functionality you won’t find with other remote capture
options. Our remote deposit software will allow you and authorized co-workers to
view previously scanned deposits for check research and deposit reporting
purposes. You also have access to HelpDesk support that is always available to
provide comprehensive web-based training to get you up and running quickly.
Merchant Card Processing
Most consumers use debit or credit cards for payments. To accept those forms of
payment, your business needs Merchant Card Processing. We offer a comprehensive
set of payment processing services and full-service merchant card processing
capabilities.
Payment processing services include:
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Credit card processing
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Equipment purchasing or leasing
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Check guarantee and authorization processing
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E-Commerce payment processing
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Convenient statement reconciliation
Full-service merchant card processing provides transaction processing capabilities including:
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Fraud monitoring
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Reconciliation
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Automatic transfer of merchant funds
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Draft retrieval
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Chargeback